Covenants

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HIGHLIGHTS OF COVENANTS AND RESTRICTIONS FOR DEERWOOD

Deerwood was established in 1963 as a Deed Restricted Community to create a residential environment of the highest quality. The deed conveying your ownership of your Deerwood property specifically references our Covenants and Restrictions.

Each homeowner is responsible for adhering to the rules and requirements set forth in the Covenants and Restrictions for their Unit. One should read the C&R's carefully before beginning any project. Generally, any change to the landscaping, topography and exterior of an home requires the approval of Deerwood Improvement Association, which has succeeded to the "Developer Rights" often referred to in the C&R's

The following highlights of the Covenants and Restriction applicable to Deerwood, Unit One is presented for informational purposes only. Unit One was selected because it was the initial unit and the later Covenants and Restrictions were "stacked" from Unit One. This summary is to acquaint you with the general provisions of the Covenants and Restrictions, and it should not be relied upon. If you have a problem, go to the Covenants and Restrictions for your individual unit and read them in their entirety. You should familiarize yourself with the Covenants and Restrictions because both property owners and the Developer, present and future, are bound by their terms and conditions.

The numbers following refer to the numbered paragraphs in the complete Covenants and Restrictions, Unit One, and in most instances the numbers are the same in the Covenants and Restrictions for the other units.

1. Lots are restricted to single family residential use.

2. Minimum requirements for building plots - size, etc.

3. All access ways (streets) remain the private property of the Developer. Owners, their guests and servants, necessary services and utilities and mortgage holders, by grant, have perpetual rights of ingress and egress over and across designated parcels.

4. Minimum square footage requirements for one-story residences.

5. Minimum square footage requirements for one and one-half story, split level, and two-story residences vary.

6. All residences must have an attached, walled or fenced utility yard to obscure the view of various objects.

7. Definition of detached outbuildings.

8. Restrictions on location of detached outbuildings.

9. The recorded plat shows front and rear building restriction lines on each lot. Drives and walks are permitted between the front building restriction line and the access way (street) and no building, structure, hedge, fence or wall is permitted in this area. In the area between the rear building restriction line and the rear lot line, hedges, fences, walls and certain other structures are allowed provided they are not more than 3 feet high. The building area, between the front and rear restriction lines, is for the construction of the residence and other buildings and with certain exceptions these may not be nearer than 10 feet to the sidelines. There are certain necessary limitations against building within easement areas.

10. Detailed building plans and specifications and other information must be submitted to and approved by the Developer before commencement of construction of any residence or other building, or any fence, wall, utility yard, driveways, swimming pool or other structure or improvement. The Developer may require the submission for approval of samples of building materials and exterior color schemes. Building plans and specifications must be prepared by a qualified registered architect for the specific use of the property owner. Any repainting, reroofing, etc. that changes the existing appearance or uses different material must be approved.

11. All garages and carports not located within the utility yard must have a capacity for at least two automobiles. Doors and entrances to garages and carports must not be visible from any access way. Carports must be screened on all sides with materials and design approved by the Developer. Objects located within a carport shall not be visible from access ways or adjacent land.

12. Restrictions on location and parking of vehicles and boats on the building plots. No vehicles can be parked on driveways overnight unless wholly within the utility yard

13. A plate of approved design and location showing the number of the residence shall be placed on each building plot.

14. No window air-conditioning units may face any access way without prior approval of the Developer.

15. All telephone, electric and other utility lines are to be concealed and located wholly underground. Further provisions relating to electric service lines are included.

16. When a residence and related structures are commenced, it is required that construction proceed continuously and diligently and be completed within eight months unless the completion is impossible as the result of certain events set forth in the Covenants and Restrictions. The owner is to install a paved driveway from the pavement in the access way to his front lot line. This must be of design and material approved by the Developer. During construction all vehicles involved, including those delivering supplies, must enter the building plot at a location approved by the Developer and must be parked on the building plot where the construction is underway.

17. Restrictions on picnic areas and detached outbuildings prior to the start of construction of a residence.

18. Sheds, shacks and other temporary or movable buildings are not permitted unless fully concealed within the utility yard.

19. Trailers, basements, garages and the like may not be used as a residence.

20. Relates to use of "For Rent, "For Sale" and other signs.

21. Relates to maintenance of commercial and display signs and model houses and the like authorized by the Developer.

22. Developer must approve the location and type of exterior radio and television aerials and certain other equipment not located in the utility yard.

23. Garbage or trash incinerators are not permitted. Garbage containers must be kept within the utility yard or in underground garbage receptacles.

24. Refers to mail and paper box holders.

25. Provides restrictions on the keeping, raising and maintenance of dogs, cats, birds and other animals and foul.

26. Nuisances and offensive or illegal activities are prohibited. No trash, rubbish, or waster material may be allowed to accumulate on building plots or be disposed of by burning or placing on contiguous land.

27. Refers to planting outside of the owner's plot and cutting of larger trees. DIA requires property owners to obtain a tree removal permit before beginning any project with any trees on the property. This can be accomplished by telephone, email or fax to Marsh Landing Management Company. Deerwood gate security may deny access to a tree removal/tree trimming company if a permit has not been requested and issued.

28. Relates to required use of central water supply system. Artesian wells are prohibited but rock wells are permitted for certain uses, including air-conditioning and sprinkling. With certain exceptions, no individual water supply systems are permitted.

29. The owner is to install a septic tank and drain field to serve his residence. If a central sewage collection and treatment system becomes available, owners must connect to and use that system for sewer disposal.

30. Relates to easements reserved by the Developer.

31. Relates to re-subdividing or re-platting of the lots.

32. Refers to use of the lake on Tract 1 as shown on the recorded plat.

33. Relates to certain parcels shown on the plat as "Not Included in this Plat" and Tracts 2, 3 and 4.

34. Reserves to the Developer, with the consent of the County Commissioners or the governing body of any municipality then having jurisdiction, the right to dedicate to the public any of the access ways, any of Tracts 1, 2, 3 and 4 shown on the plat and any of the easements.

35. Requires each owner to keep his building plot free of tall grass, undergrowth, dead trees and limbs, trash and rubbish and authorizes the Developer at the owner's expense, to correct such conditions if the owner refuses to do so.

36. Relates to the annual maintenance assessments to be levied and assessed by The Deerwood Improvement Association, Inc. against each of the building plots in the subdivision. The annual maintenance assessments include an "annual basic charge" and, if determined by the Association, an "annual Additional Charge." The "annual basic charge" is assessed against both improved and unimproved building plots. This charge is proportionate to the square foot area of the land owned and is limited to a maximum of one-fifth of one cent per square foot of area per year. (Thus for a building plot having dimensions of 150 x 200 feet, the "annual basic charge" may not exceed $60 per year.) The "annual additional charge," if assessed, is assessed only against improved property and is uniform in dollar amount as between all improved building plots. If any "annual additional charge" as to any particular improved building plot should exceed a maximum of 15 mills on the full-assessed value of the improved building plot, the owner is entitled to a refund of the excess by making written application to the Association on or before December 31 of the year of assessment. The 15-mill maximum amount of the "annual additional charge" may be increased by the Association only with the consent of the persons then owning 75 percent or more of the improved building plots. The Association is required annually to levy a sufficient maintenance assessment:

(1) To pay ad valorem taxes, if any, assessed against these access ways or Tracts 1, 2, 3 and 4 shown on the plat and any other taxes assessed against the Association or its property;

(2) To pay current expenses for the reasonable repair and maintenance of the access ways, including the paved portions;

(3) To provide a deposit to a paving reserve fund to periodically reconstruct and resurface the paved portions of access ways when needed.

The Association may levy and raise funds through the annual maintenance assessment to pay for:

(a) Operating expenses of the Association.

(b) Lighting, improvement and beautification of access ways and easement areas, acquisition and maintenance of markers and signs and traffic control devices, and costs of controlling traffic on the access ways.

(c) Maintenance, improvement and operating of drainage easements and systems.

(d) Maintenance, improvement and beautification of parks, lakes, ponds and buffer strips.

(e) Providing certain services, but only when and to the extent hereafter specifically authorized by the Association, as follows:

(1) Garbage collection and trash and rubbish removal;

(2) Police protection, nigh watchmen, guard and gate services;

(3) Fire protection.

(f) Doing any other thing necessary or desirable in the judgment of the Association to keep the subdivision neat and attractive, or to preserve or enhance the value of the properties therein, or to eliminate fire, health or safety hazards, or which may be of general benefit to the owners or occupants of lands in the subdivision.

(g) Doing any other thing agreed to by the Association and by the persons then owning 75 percent or more of the improved building plots.

(h) Repayment of funds, and interest thereon, borrowed by the association and used for any of the authorized purposes.

Each annual maintenance assessment is assessed as of January 1, commencing January 1, 1964, and is payable not later than February 1. The annual maintenance assessment constitutes a debt from the owner to the Association and a lien on the property.

37. Relates to the Developer's rights to enter upon property to abate and /or remove any violations of the C&R.

38. Relates to the procedure for obtaining the consent or approval of the Developer to any action.

39. Reserves to the Developer exclusive right to transfer to others the rights, powers, privileges, authorities and reservations given to or reserved by the Developer in the Covenants and Restrictions.

40. Relates to rights reserved by the Developer to amend the Covenants and Restrictions, to include in any contract or deed additional covenants and restrictions, and to release minor violations of the Covenants and Restrictions.

41. Provides that in addition to the rights of the Developer under paragraph 40, the Developer, with the consent of persons then owning 75 percent or more of the platted lots in each unit, may amend or alter the Covenants and Restrictions other than the provisions of paragraph 36 relating to annual maintenance assessments.

42. Property owners may not impose additional covenants or restrictions unless approved by the Developer.

43. Provides that the Covenants and Restrictions shall remain in effect until January 1, 2014 and for extensions thereafter.

44. Relates to rights and remedies for violations.

45. Severability clause.



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